Term Loan

The demands of business expansion and up gradation of existing facilities can put considerable pressure on the finances of a company. Banks offer credit solutions to meet your specific short-term or long term funding requirements.

Tax Biz Solution will consult you for getting a loan at competitive rate of interest with minimal processing fees.



Purpose of Term Loan
Eligibility Criteria
Amount of loan
Rate of Interest

About Term Loan

  • Purpose of Term Loan

    Term Loan are offered to Businesses for Expansion like for acquiring or constructing Factory building, Office premises or for acquiring or installing plant and machinery




  • Eligibility Criteria

    To Individual / Firm / Partnership Firm / Company etc based on Promoters background, business model, operational performance, infrastructure, location, collateral security offered, present financial Performance, future financial performance, credit repayment track record, external credit rating, etc.,

  • Amount of loan

    Amount of Loan to be Disbursed is 75 % of Plant & Machinery and 60 % to 75 % of Building to be constructed.





  • Rate of Interest

    The Rate of Interest for Term Loan will be ranging from 11% to 15% depending up on Bank and borrower profile.


  • Tenure / Repayment

    Tenure of Term Loan will be ranging from 3 years to 10 years based on the project, projected financials and other factors.


  • Disbursement

    Disbursement of Loan will be done as per requirement or schedule given to bank.



  • Benefits of Subsidies

    Following subsidies available on Term Loan for Machinery
    • i. Capital Subsidy – 15% (On Machinery Value),
    • ii. Interest Subsidy – 5% to 9% (On Interest Paid)
    • iii. Capital Investment Subsidy – 10% to 15% (On Loan Amount)

Benefits of Working with Us

Affordable Pricing

100% Accuracy

100% Satisfaction

Timely Reporting

Confidentiality of Data

KNOWLEDGE PORTAL

TDS on Sale of Property

CLCSS Subsidy

Compliances Under GST

GST વિષે સરળ સમજુતી

Input Tax Credit Mechanism in GST

Understanding GST