Mortgage Loan

Bank offers a loan against your commercial or residential property. You can apply it for your need of funds to acquire new property, to expand business, etc.

A take-over of your existing loan with refinancing is also possible with Loan Against Property.




Purpose of Mortgage Loan
Eligibility Criteria
Amount of loan
Rate of Interest

About Mortgage Loan

  • Purpose of Mortgage Loan

    Loan Against Property is loans sanctioned by the banks based on the collateral security provided in the form of real-estate property. Banks will lend funds based on the market value of the property and the borrowers credit profile.

  • Eligibility Criteria

    Individuals as well as Joint owners (age group of 18-65 years) having regular source of income. Income of spouse/children/parents can also be added.



  • Amount of loan

    Shop
    – Commercial Property ( 50% of valuation )
    Home
    – Residential Property ( 60% to 75% of valuation )


  • Rate of Interest

    Generally Rate of Interest on Mortgage Loan remains 11.75% to 14%. At Tax Biz Solution we will help you to choose best possible lower rate from available bank.



  • Tenure / Repayment

    Tenure for the repayment of Mortgage Loan remain 3 to 10 years or borrowers attaining age of 65 years whichever is earlier.




  • Disbursement

    Disbursement of Loan will be done in one installment after sanction and mortgage of security.




Benefits of Working with Us

Affordable Pricing

100% Accuracy

100% Satisfaction

Timely Reporting

Confidentiality of Data

KNOWLEDGE PORTAL

TDS on Sale of Property

CLCSS Subsidy

Compliances Under GST

GST વિષે સરળ સમજુતી

Input Tax Credit Mechanism in GST

Understanding GST